I looked a lot of different programs on Amazon. I wanted one that provides information on exactly what one needs to do to to lift FICO scores, a break down of what banks really look at, and an easy way to dispute and remove errors off a credit report. This software had all these answers and more, so I bought it and then asked the seller to email me the program so I can begin at once. I then went to freecreditreport.com and pulled my credit from the 3 credit bureaus. Within minutes I was up and running and done in 15 minutes total. The software application is very simple, point click, done! By disputing a few simple errors my score will soon be back to 740 or higher. Your dont need some credit repair guy, just this software. Thanks alot!

This is a great program that found a loop hole in the credit system. This program does not do anything you can't on your own, but it makes restoring your credit much easier. The idea behind this program is simple. By law the credit bureaus have 30 days to respond to any disputes to your credit report, if they do not they must remove the items being disputed. This program helps you make the dispute letters. After you send out your dispute letters 2, 3, 4 times the bureaus simply quit investigating your claims and ignore your letters. That's where you get to fight back and say; you did not respond to my dispute, you must remove the disputed records on my credit reports. I have only completed one cycle in the process, but I have seen results already. The credit bureaus did respond, but a few of the items on my report were removed.

The only thing negative I can say about this program is the quality of the retail packaging. It is a DVD case with an insert that was printed on a personal laser printer. The disc was a CD-R with a laser printed stick on label. I would have liked to see more professional packaging.